CASE FILES7 real scenarios · built on honest math
Small changes. Big wins.
The bank won’t show you this math. We will. Seven scenarios, seven ways ordinary Australians are quietly deleting years off their mortgage.
$731,558
combined interest avoided across these case files
22.4 years
of repayments reclaimed, combined
CASE 01 / BNS
The Bonus Boost
Annual tax-return lump sums
INTEREST AVOIDED
$180,421
TIME SHAVED
6.0 yrs
LOAN
$650k
6.2% · 30y
PAYOFF
24.0y
vs 30.0y baseline
BALANCE OVER TIME
Bank’s planYour planInterest you keep
TRY IT LIVE
Annual lump sum
$4,500
$1,000$10,000
Your tax refund has been paying for holidays for a decade. It could have been demolishing your loan instead.
Every July, Jamie in Brisbane gets a $4,500 tax refund. For nine years, it disappeared into "treat yourself" purgatory. In year ten, Jamie tried something different.
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Now run your numbers.
You’ve seen how to save thousands on your home loan. The rest is up to you. Test it out for free and see how much you can save.